• ARK CIO research highlights a transformative approach to wealth management, prioritizing preservation over profit maximization, and emphasizing a holistic value-driven strategy beyond traditional safety, liquidity, and return considerations.
• The Report presents a three-tiered strategic asset allocation model: establishing a safety net, building a strong core, and pursuing growth opportunities.
• This analysis integrates deep industry expertise with keen understanding of Mandarin-speaking wealth managers’ needs and insightful global economic trend analysis.
• The Report’s core theme focuses on using a process of elimination to identify optimal investment solutions.
• Given the convergence of multiple economic cycles, the Report encourages wealth managers to prioritize rational analysis and capital preservation over return chasing.

HONG KONG, Feb. 18, 2025 — Noah Holdings Limited’s (“Noah” or “the Company”) (NYSE: NOAH, HKEX: 6686) newly launched global wealth management platform for global Chinese investors, ARK Wealth Management, has issued its H1 2025 CIO Report, indicating a need for a revised investment strategy in anticipation of increased market volatility. Several historical factors are driving this shift, including geopolitical instability, inconsistent global monetary policies, and the rapid commercialization of AI.

The ARK Wealth CIO Report integrates extensive industry knowledge with in-depth insights into the requirements of Mandarin-speaking wealth managers and leading global economic trend analysis. The research identifies four key forces shaping the global investment landscape:

1. Geopolitical and economic uncertainty: The possibility of a second Trump presidency and its potential trade policies, conflicting monetary policies across major global markets, and growing political risks necessitate a reevaluation of geographic asset allocation.
2. The rise of AI: As AI transitions from development to widespread commercial application, investors need to differentiate between sustainable opportunities and speculative ventures.
3. The transition from investment to structured wealth management: High-net-worth Chinese individuals are significantly increasing their offshore investments, favoring government bonds, and adopting insurance and trust structures to safeguard generational wealth.

To navigate this complex environment, ARK Wealth Management advocates for transitioning from isolated investment decisions to building a resilient system capable of adapting to economic and political shocks. This core change involves moving beyond the traditional focus on safety, liquidity, and returns towards a more comprehensive, forward-thinking, and value-driven approach.

“We are currently experiencing significant shifts in the macroeconomic environment, with a notable emphasis on resilience over returns,” stated Jingbo Wang, Co-founder and Chairwoman of Noah Holdings. “Investors and wealth managers need a disciplined, structured approach that integrates defensive assets, long-term planning, and growth opportunities. The key question is not where to invest, but how to structure wealth for long-term sustainability in this uncertain period.”

The report details ARK Wealth’s multi-tiered asset allocation model, beginning with a “safety net” (insurance, trust structures, identity planning), establishing a “foundation” (stable income, inflation protection), and integrating “growth” (equities, private equity, and high-potential assets). This framework provides investors with a structured approach to balancing risk and reward, enabling them to achieve stability and success in the coming years.

To download the complete H1 2025 CIO report, please visit: 

About ARK Wealth Management

ARK Wealth Management is a leading provider of global wealth management services under Noah Holdings Limited (NYSE: NOAH, HKEX: 6686). ARK Wealth Management offers comprehensive financial services to high-net-worth global Chinese families and institutions. With a client-focused approach emphasizing independence and professionalism, ARK Wealth Management consistently develops its product offerings and services to meet the evolving demands of its clients, providing sophisticated wealth management strategies with the aim of becoming the preferred wealth management platform for global Chinese investors.

ARK Wealth Management currently manages over USD 8.7 billion in assets under advisement (AUA). With service centers across numerous countries and regions, ARK Wealth Management’s team of over 140 global investment advisors concentrates on delivering customized, localized financial services to clients.

SOURCE ARK Wealth Management (A member firm of Noah Holdings Limited)