WASHINGTON, Feb. 24, 2026 — It applauds President Trump’s focus on enhancing housing affordability and homeownership opportunities for American families in the State of the Union. ALTA and its members share this dedication and support endeavors to fortify the housing market and widen access to the American Dream for families throughout the country.

As the president pointed out, mortgage rates have dropped in recent months, affordability metrics have gotten better, and housing activity is showing a new burst of energy. The progress in reducing borrowing costs, increasing housing supply, and expanding access to homeownership is encouraging for families trying to buy or refinance a home.

“Housing affordability relies not only on supply and financing conditions but also on maintaining robust consumer safeguards that safeguard the integrity of property rights and prevent the financial harm that can disrupt families’ investments,” said ALTA CEO Chris Morton. “We anticipate continuing to collaborate closely with the administration and Congress on solutions that broaden access to affordable homeownership while strengthening consumer safeguards to protect Americans from fraud.”

About ALTA
The, founded in 1907, represents an industry consisting of more than 17,000 title insurance companies operating across the nation, with over 90% being small businesses.

Contact:
Alisa Mairone                         
202-261-0305

SOURCE American Land Title Association